We aspire to be a leading private mortgage securities investment marketplace in our region. We give borrowers a fast and fair loan choice while providing investors with quality, risk assessed and accessible investment opportunities.
A broad mix of investors is vital to maintaining a secure investment environment that delivers returns to investors and ensures funding availability for our borrowers. Currently, our investment capital comes from the following:
Wholesale investors who invest in loans across our investment platform. Selecting the loans they want to participate, these investors build their own portfolios of property secured loans.
Warehouse funding – lines of credit managed by Platinum Mortgage Securities to fund investments in loans. These generally come from financial institutions and investment management groups.
Director & Responsible Manager, Platinum Mortgage Securities
Richard is the founder of Platinum Mortgage Securities. As a financier, Richard has negotiated and settled hundreds of construction, business and investment loans. He is a hands-on Director involved in all matters affecting the Fund including credit, finance and treasury.
After qualifying as a Chartered Accountant, Richard spent 6 years with Deloitte & Touche in Johannesburg and London and then 10 years as a founding partner of Watermans Chartered Accountants, where he had a primary focus on business consulting and development. Richard’s previous board/committee positions include Director of various public companies, past Vice President of the Chamber of Commerce and Industry, Midrand and Treasurer of Rotary South Africa.
Richard is a licensed CPA (Australia) and also holds an Advanced Diploma in International Taxation and Offshore Financial Centres, and a Certificate IV in Finance and Mortgage Broking.
Operations & Credit Executive
Rhode joined Platinum Mortgage Securities in February 2012, first as a Business Development Executive, and then moved onto his current role as the Operations and Credit Executive in 2014. Rhode is responsible for the initial due diligence and credit assessment of each application, as well as the ongoing credit control from settlement through to the repayment of the approved loan facility.
Rhode holds the principal relationship with the third party professionals used by Platinum Mortgage Securities, being solicitors, valuers, quantity surveyors, builders and estate agents.
Rhode has over 30 years’ experience in banking and property funds in South Africa, New Zealand and Australia. His background is primarily in property development funding as well as credit management.
Investment Management Executive
John first joined Platinum Mortgage Securities in 2012 and plays key roles in areas including investor management and compliance.
With a career in banking and finance spanning more than 30 years, John has been involved in a range of business sectors including private banking, structured finance, leasing and fleet management, and short-term lending. He has held several senior executive roles in large organisations including Investec Bank, Lease Plan NV and Absa Bank.
John holds a Master of Business Administration and Bachelor of Commerce Honours. He brings a wealth of experience to the business of private mortgage lending and investment, and an energetic and practical approach to business operations.
Business Development Executive
Peter had 20 years of experience in the Australian banking and business finance industry, rising to Branch Management level, and more than 20 years’ experience as a Finance Broker thereafter.
He has spent the past 10 years at the helm of the Group’s finance broking entity, Total Flexi Finance. Peter brings to Platinum Mortgage Securities a vast amount of experience in residential and commercial property finance.
Peter is the Business Development Executive and is involved in all aspects of the loan origination process, from the preliminary assessment of applications for short-term business loans, through deal preparation and credit submission, to negotiation of the terms for business loans and settlement of them.
Jacques entered the financial arena in 1996 as an accountant at Genial Accounting where his areas of expertise were taxation and audit. He became a partner of the firm in 2001 and grew his portfolio to a total of 500 companies, trusts and individuals. Jacques immigrated to Australia in 2007 and joined Platinum Mortgage Securities as Loans Manager in 2012.
Jacques has responsibility for all aspects of loan management from loan set up, through loan funding and settlement, and on to loan management, collections and repayment.
Our Group operates in the private lending and investment space, offering short to medium term, property-secured finance to borrowers that require funding for business or investment purposes.
Our commitments are to:
Our Group structure
To achieve our business goals, we operate through the companies outlined below.
Platinum Mortgage Securities Pty Ltd (AFSL. 329004) holds our Australian Financial Services License and is the Trustee and Manager of the Platinum Mortgage Securities Fund – our select opportunity fund for wholesale investors.
Platinum Management Company Pty Ltd is responsible for loan origination, credit underwriting, property valuations and management of loans and investments.
Call us to find out more about how our funds operate and how you can participate in them.
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