Australia's finest property-secured investments

Short term business &
investment finance.

EXHAUSTED BY THE BANKS?

We love to help borrowers with quick and easy loans, tailored to meet their business and investment needs.
Our experienced team will provide you with great service and communication every step of the way.

Over $170 million

in loans funded to date

fast & flexible

for business and property professionals

great rates

simple, online application
APPLY NOW

Our business & investment loans are tailored to help you complete a project, lock in an opportunity or get out of unexpected trouble.

To borrow, all you need is…

A Feasible Business PurposeProperty as SecurityA Credible Exit Plan

Our Loans at a Glance

Property related loans, property secured

Land Bank Loans

Funding pending mainstream refinance or equity raising.

Land bank loans allow you to take timely advantage of opportunities to purchase investment property which you intend to develop. Situations could involve re-zoning, development approval, pre-sales or perhaps the site being merged with other surrounding land. Bank refinance or the sale of land is likely to be your exit strategy.

Subdivision & Improvement Finance

Funding for subdivision costs or construction completion.

Land subdivision and improvement loans assist developers with subdividing a property into lots for on-sale. This could be simply subdividing a single residential property into two separate titles, or re-zoning larger parcels of property into dozens of separate lots. Exit is usually through bank refinance, project equity raising or sale of land.

Property Loans

Ideal for starting or completing property projects.

A property loan is perfect if you are an experienced developer needing to fund your next property project. Sales of the completed properties will be the usual settlement strategy. Typical scenarios include bridging finance for property purchase and funding for construction.

Non-Property related loans, property secured

Bridging Loans

Fast line of credit for short term cash flow requirements of any kind.

A bridging loan works well when you need funding quickly and temporarily for any purpose pending refinance, asset sale or trade out. A typical scenario is the release of equity from a property for short term cash flow needs.

Commercial Term Loans

Fixed period renewable.

A term loan is ideal when you need a funding line for longer term business needs with an annual review of your needs. Your exit plan is likely to be via bank refinance. A typical scenario is where time is needed to realise equity in properties or to return a business in a difficult trading situation back onto an even keel.

Turnarounds & Workouts

Pressured business situations requiring urgent cash.

Businesses often face unexpected challenges – cash flow squeeze, cyclical downturns, breach of bank loan covenants and bad debts to name a few. A debt restructure, asset disposal or a business acquisition may require urgent funding. These are situations in which short term loans provided urgently prove most valuable.

Loan Terms

Annual interest rates range from7% per annum.
Loan range$250,000 to $4 million. Larger loans on application.
Minimum loan size$250,000
Average loan feeFrom 2% of loan value, based on loan requirements
Loan to value ratios (LVR)Maximum LVRs apply according to property type
Rollover FacilityLoan may be rolled over for a further term upon application. Roll over fees apply.
Interest PaymentsMonthly payments, or capitalisation of interest on application.
Borrower EntityAny business entity.
Loan Exit StrategyCredible loan exit strategy required.
Loan Exit FeesNone at termination. Minimum loan term may apply.
Loan SecurityFirst mortgage over commercial or residential property or vacant land located in metropolitan or major regional centres, nationwide. Valuations are required.
Settlement TimingWhere clear certificates of title are available and current valuations are held, settlement is possible within days of application.

“Have the courage to follow your heart and intuition. They somehow know what you truly want to become.”

– STEVE JOBS

We can help you

Don’t have time to wait

We understand opportunities come and go quickly and don’t always fit bank processing timeframes. We act quickly and provide fast turnaround. Our dedicated team will keep in contact every step of the way to make sure you meet your goals on time.

Easy application process

Don’t miss out on finance because you haven’t ticked every box. We know that urgent finance situations are unique, so we tailor our credit process to suit each application on its own merits.

Great Service

Each Platinum customer is looked after by our exceptional team. We provide honest and transparent communication every step of the way.

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