Governance

Platinum Mortgage Securities is committed to providing a high standard of service and transparency to our Members. We operate under a strict regulatory framework that is regulated by ASIC and we are authorised to deal with wholesale investors only.

Constitution – the Fund is governed by its Constitution. Forming a binding contract between Platinum Mortgage Securities and its Members, it contains various declarations of trust in relation to property which it holds for the Fund and the Sub-Funds. The Constitution also contains extensive provisions about the legal obligations and rights of Members, Platinum Mortgage Securities and others.

The Fund Constitution has been lodged with ASIC and a copy of it is available to Prospective and Registered Investors and Members upon request.

Compliance Arrangements – this document outlines the policies and procedures that Platinum Mortgage Securities uses to ensure that it complies with the law, ASIC Regulatory Guides, the Fund Documentation, its licensing obligations, and the representations made in its disclosure documents.

Compliance Committee – Platinum Mortgage Securities operates a Compliance Committee that is responsible for monitoring the company’s compliance pr0gram.

Lending Committee – the Lending Committee consists of at least two persons, one being the Credit Manager and the other a Director of Platinum Mortgage Securities. The Lending Committee evaluates loans in accordance with the loan criteria set out in the Information Memorandum (IM), the Compliance Arrangements and the Lending Policy.

Audits – the Licensee undertakes a financial audit each year.

Email us at hello@platinumsecurities.com.au to request copies of our documentation.